Credit Analyst Job at Churchill Real Estate, Charlotte, NC

VWpEQkFrTVRWaGdTd2hwUCtiQkR6OUFmVUE9PQ==
  • Churchill Real Estate
  • Charlotte, NC

Job Description

Overview:

As part of the Operations team, the Credit Analyst is responsible for evaluating the creditworthiness of loan applicants in the business purpose residential lending space. This role involves analyzing financial data, assessing risk, and making recommendations to ensure the integrity of our loan portfolio.

Responsibilities:

  • Review and analyze financial statements, credit reports, and other relevant data to assess the creditworthiness of loan applicants.
  • Evaluate the viability of proposed real estate investments, including property value, market conditions, and borrower experience.
  • Prepare detailed credit memos with recommendations for loan approval or decline, ensuring alignment with company policies and risk appetite.
  • Identify potential risks associated with loan applications and recommend appropriate risk mitigation strategies.
  • Work closely with underwriters and credit risk managers to ensure thorough and accurate risk assessments.
  • Monitor loan portfolio performance and report on trends or emerging risks.
  • Ensure all credit analysis and documentation comply with internal policies, industry standards, and regulatory requirements.
  • Maintain accurate and organized records of credit decisions and supporting documentation.
  • Stay informed of changes in regulations and best practices within the residential lending space.
  • Collaborate with loan officers, processors, and other team members to gather necessary information and provide clear communication on credit decisions.
  • Participate in meetings to discuss complex cases, share insights, and contribute to decision-making processes.

Qualifications:

  • Bachelor’s degree in Finance, Business, Economics, or a related field.
  • 2-4 years of experience in credit analysis, preferably within the residential lending or real estate sector.
  • Strong analytical skills with the ability to interpret financial data and assess risk.
  • Knowledge of residential real estate markets and investment principles.
  • Excellent attention to detail and organizational skills.
  • Strong written and verbal communication skills.

Job Tags

Similar Jobs

Great Lakes Roofing Corporation

Inside Sales Representative Job at Great Lakes Roofing Corporation

 ...Great Lakes Roofing Corp. has been a trusted leader in the commercial and industrial roofing industry for over 40 years. We service customers across the upper Midwest offering custom, tailor-fit roofing solutions. We operate centered between 4 Pillars: Safety, Quality... 

Pride Health

Cook Staff - Dietary Job at Pride Health

 ...This is Shubham, and I work here as a Senior healthcare Recruiter. I am reaching out to you to offer you a job of Cook Staff - Dietary to support our clients medical facility based in Bronxville, NY 10708. I am sharing the job info below. If you like the job,... 

Clementine Paper, Inc.

Illustrator / Designer Job at Clementine Paper, Inc.

Clementine Paper creates fresh, fun and fashionable eco-friendly notebooks, stationery, gift wrap, greeting cards, paper tableware, planners and various paper-based office products for mass retailers such as Target and TJ Maxx. We are looking for a talented Illustrator...

MortgagePros

Mortgage Loan Officer Job at MortgagePros

 ...Loan Officer Mortgage Pros Position Summary: Mortgage Pros is seeking motivated, client-focused Loan Officers who are passionate about helping individuals and families achieve homeownership. This role is responsible for originating residential mortgage loans while... 

National Board of Osteopathic Medical Examiners

Administrative Support Specialist Job at National Board of Osteopathic Medical Examiners

 ...Examiners (NBOME) is seeking an experienced Administration Support Specialist to provide support for legal and administrative matters....  ...with state medical boards and other licensure and medical educational organizations. Support facilities activities as needed....